In today’s fast paced world of ever evolving technology, older adults are increasingly targeted by scams. Senior scams in San Luis Obispo County are no exception! Scammers often focus on people in their 70s, 80s, and beyond because many fraud cases simply go unreported. Seniors may feel embarrassed, unsure if a crime even occurred, or worried that family members might think they can no longer manage their finances.
Unfortunately, these fears allow scams to continue. Awareness is the first and most powerful step in prevention.
Common Senior Scams in San Luis Obispo County to Watch For
Understanding how scams work makes them much easier to spot. Below are the most common types affecting seniors today.
Phone and Telemarketing Scams
If you receive an unexpected phone call asking for personal information, hang up immediately. Legitimate businesses will never ask for sensitive details over the phone unless you contacted them first.
Be especially cautious if a caller asks a simple question like, “Can you hear me?” Some scammers record the word “yes” and later use it to falsely authorize purchases or services. Use phrases such as, “I can” or even “Loud and clear!”
Never share:
Credit card numbers
Bank account details
Social Security numbers
Dates of birth
Home Improvement Senior Scams in San Luis Obispo County
Home repair scams are common in coastal and retirement communities throughout San Luis Obispo County. Scammers often show up after storms or claim to notice a problem with your roof, driveway, or siding.
Protect yourself by:
Using licensed, local contractors
Checking references and online reviews
Never paying in full upfront
Only paying the final balance after the work is completed to your satisfaction
If pressure tactics are used, that’s a red flag.
Door-to-Door Sales Scams
Never allow strangers into your home, even if they appear friendly or professional. Magazine subscriptions, cleaning services, and energy savings offers are frequently used as excuses to gain entry.
Once inside your home, scammers may steal valuables or gather personal information for future fraud attempts.
Health and Medical Senior Scams in San Luis Obispo County
Health-related scams often target seniors dealing with chronic pain, memory loss, or serious illnesses. These scams promise “miracle cures” or treatments that sound too good to be true.
Be cautious of:
Anti-aging treatments
Arthritis or chronic pain cures
Memory improvement supplements
Cancer cure claims
Unverified health insurance offers
Always consult your doctor or a trusted healthcare provider before purchasing treatments or supplements.
Online and Digital Senior Scams in San Luis Obispo County
Online scams continue to rise, especially through email, text messages, and social media. Senior scams in San Luis Obispo County are often targeted with fake shipping notices and account alerts. Be wary of messages pretending to be from banks or government agencies.
Protect yourself online by:
Using strong, unique passwords
Including upper- and lower-case letters, numbers, and symbols
Installing antivirus software and updates
Never clicking suspicious links or attachments
Deleting questionable emails immediately
Why Seniors Are Often Targeted
Many seniors grew up in a time when business was built on trust and a handshake. Unfortunately, scammers exploit that trust. Staying informed doesn’t mean becoming fearful, it means staying empowered.
Your money represents a lifetime of hard work. Don’t let scammers take advantage of it.
If you believe you or a loved one may have been targeted, report the incident and seek guidance right away. Local senior advocacy organizations and trusted advisors in San Luis Obispo County can help.
For additional information on protecting older adults, visit the National Institute on Aging’s resource on crime and older people.